Terms & Conditions

Last Updated: February 23, 2026

Acceptance of Terms

By accessing and using the website of SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.

Use of Website

Our website is provided for informational purposes and to facilitate communication about our financial services. You agree to use the website only for lawful purposes and in a manner that does not infringe upon or restrict the use and enjoyment of the website by others.

Services

SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC provides direct lending and financial services. All services are subject to eligibility requirements, underwriting criteria, and applicable laws. Submitting an inquiry or application does not guarantee approval or funding. We reserve the right to accept or decline any application at our sole discretion.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, reliability, or completeness of any content on our website. Information is provided "as is" and may be subject to change without notice.

Limitation of Liability

To the fullest extent permitted by law, SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use our website or services. Our total liability shall not exceed the amount paid by you, if any, for accessing our services.

Indemnification

You agree to indemnify and hold harmless SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these terms.

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at sae@sae-intl-accessories.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Third-Party Links

Our website may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or practices of those websites and do not endorse any third-party products or services.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC is organized, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of the website constitutes acceptance of the updated terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us at:
SA&E INTERNATIONAL BAGS & ACCESSORIES, LLC
Email: sae@sae-intl-accessories.com